Posts by RoseHealth
Considering Adding an Individual Dental or Vision Insurance Plan?
Here Are Tips to Help You Evaluate Your Decision. Are you considering adding coverage for dental and/or vision? If so, there are a few things to consider before deciding whether it’s worth it to enroll, and if so, which plan to enroll in. Let’s start with the basics of these kinds of plans which may…
Read MoreDo You Have Adequate Health Insurance Coverage for Your Upcoming International Trip?
Get Peace of Mind with the Right Travel Insurance Coverage. Though some Medicare plans provide a worldwide emergency benefit in certain situations, coverage for illness or injury while traveling overseas is generally not covered. Read below to learn how Medicare coverage works with foreign travel and the role a good travel medical policy can play…
Read MoreWhat is the Medicare Advantage Open Enrollment Period MA-OEP?
Most people are aware that you can enroll in or make a Medicare Advantage or Part D plan change during the Medicare Annual Enrollment Period (AEP), which runs from October 15th thru December 7th every year. It’s hard not to know about this window, with all the advertising and mail solicitations that you are likely…
Read MoreSelecting the Right Part D Drug Plan
Each year during the Annual Enrollment Period (AEP), Medicare enrollees can enroll in or make a change to their Medicare Advantage and/or Part D coverage. AEP takes place each year from October 15th thru December 7th and any changes made are effective on January 1st of the following year. AEP is also the time of…
Read MoreChanges Coming to Part D Prescription Drug Costs
The Senate passed the Inflation Reduction Act on August 7, 2022, which has significant provisions affecting Medicare drug prices. In addition, most Part D plans change annually. The changes you may see with your Part D plan include a different premium, deductible, cost-sharing limits, and covered drugs. Below is a summary of some of the…
Read MoreCOBRA & Medicare
COBRA & Medicare: What You Need to Know COBRA coverage and Medicare are two perplexing topics on their own. And they can become even more confusing when you are eligible for both COBRA & Medicare at the same time. So what is COBRA exactly? COBRA (The Consolidated Omnibus Budget Reconciliation Act) is a federal law…
Read MoreTypes of Medicare Insurance Plans
Understanding the types of Medicare Plans Many Medicare-eligible individuals choose to add a Medicare insurance plan to help with the medical and prescription costs not covered by Original Medicare (Part A and Part B). There are several types of Medicare insurance plans to choose from and we have included information about the most common below:1.Medicare…
Read MoreMedicare and Working Past 65
Turning 65 and Continuing to Work? Here’s what you need to know… If you are turning 65 and are enrolled in an employer group health plan based on your own or a spouse’s employment, you may be able to delay enrolling in Medicare when first eligible. How to know if you should delay enrolling in…
Read MoreImportant Medicare Enrollment Timelines
There are important timelines when it comes to signing up for Medicare and enrolling in Medicare insurance plans that you need to be aware of. In addition to familiarizing yourself with these timelines, we recommend reaching out to a trusted Medicare advisor at least three (3) months prior to turning 65 to determine your action…
Read MoreBudgeting for Medicare
Overview of Costs Medicare consists of “Original Medicare” known as Part A and Part B, plus any Medicare insurance plans you may elect to enroll in, like a Medicare Advantage plan (also known as “Part C”), Medicare Supplement plan, and/or a Prescription Drug Plan (also known as “Part D”). When budgeting for Medicare, there are…
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