Posts by RoseHealth
What the Medicare Part D Subsidy News Could Mean for Your 2027 Coverage
You may have seen recent reports about changes to a federal program that helped limit increases in Medicare Part D premiums. Although the headlines may sound concerning, Medicare Part D prescription drug coverage is not going away. The change affects a temporary federal program that provided additional support to insurance companies offering standalone Part D…
Read MoreMedicare Expands Access to GLP-1 Weight Loss Medications Beginning July 1, 2026
For years, many Medicare beneficiaries have asked us this important question: “Why doesn’t Medicare cover weight loss medications like Wegovy or Zepbound?” Beginning July 1, 2026, the answer to that question is starting to change. The Centers for Medicare & Medicaid Services (CMS) recently announced a new temporary program called the Medicare GLP-1 Bridge, designed…
Read MoreMedicare Premium, Deductible, and Cost-Sharing Changes for 2026
The Centers for Medicare & Medicaid Services (CMS) updates Medicare premiums, deductibles, and coinsurance amounts annually for Parts A and B, and for the income-related monthly adjustment amounts (IRMAA) that apply to Part D. The 2026 changes are summarized below. Medicare Part B Premium & Deductible Medicare Part B covers physicians’ services, outpatient hospital services,…
Read MorePaying for Medicare: What, when, how, and who do you pay for your Medicare?
One of the most confusing aspects for people new to Medicare, is what you need to pay, how, when and to whom. And the consequences for missed or late premium payments can be serious, like canceled coverage and unexpected medical bills. To help avoid this stressful situation, we have outlined the Medicare premiums you’ll want to monitor and…
Read MoreUnderstanding Part D Coverage and Costs
Medicare Part D prescription drug coverage may just be the most confusing part of Medicare, but it’s getting easier starting in 2025. Estimating your annual prescription drug costs goes beyond just looking at the monthly premium of your plan. Part D costs also depend on: Below we explain more about these factors so you can…
Read MorePreparing for Medicare’s Annual Enrollment Period
Like other health insurance plans, Medicare offers a yearly enrollment period that allows for people to enroll in new plans or make changes to their existing coverage. Whether you’re new to Medicare or have had a plan for years, this Annual Enrollment Period (AEP) is an important time when it comes to your coverage. Read…
Read MoreWhat if a Medication is Not Covered by your Part D Plan?
Medicare Part D is a prescription drug insurance plan for people with Medicare provided through private insurance companies that contract with the federal government. Eligible individuals can choose to enroll in either a stand-alone prescription drug plan (PDP) or a Medicare Advantage plan that provides Part D prescription drug coverage (MAPD). Every Part D plan has…
Read MoreMedicare Coverage for Diabetes
Costs Diabetes is reported in 1 and 5 Medicare beneficiaries aged 65 and older and is associated with over 60% higher out-of-pocket prescription costs compared to those without diabetes. However, there have been significant recent policy developments impacting costs, including Medicare’s new monthly and annual out-of-pocket caps on insulin. As part of the Inflation Reduction…
Read MoreMedicare & Mental Health Coverage
It is estimated that 1 in 5 Americans deal with some sort of mental health issue every year – meaning that many of us will struggle with mental health at some point in our lives. Seniors may be more at risk, since they are more likely to face life events and obstacles that lead to…
Read MoreWhat is Long-Term Care Insurance and Why Might I Need It?
By Liz Eshleman The need for long-term care can come quickly – for instance, due to a car accident or skiing injury – or more slowly, due to a diagnosis of MS or Parkinson’s, or from the simple frailty that can come with aging. You may have heard the term often, but what exactly is…
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