Posts by RoseHealth
Considering Adding an Individual Dental or Vision Insurance Plan?
Here Are Tips to Help You Evaluate Your Decision. Are you considering adding coverage for dental and/or vision? If so, there are a few things to consider before deciding whether it’s worth it to enroll, and if so, which plan to enroll in. Let’s start with the basics of these kinds of plans which may…
Read MoreDo You Have Adequate Health Insurance Coverage for Your Upcoming International Trip?
Get Peace of Mind with the Right Travel Insurance Coverage. Though some Medicare plans provide a worldwide emergency benefit in certain situations, coverage for illness or injury while traveling overseas is generally not covered. Read below to learn how Medicare coverage works with foreign travel and the role a good travel medical policy can play…
Read MoreWhat is the Medicare Advantage Open Enrollment Period MA-OEP?
Most people are aware that you can enroll in or make a Medicare Advantage or Part D plan change during the Medicare Annual Enrollment Period (AEP), which runs from October 15th thru December 7th every year. It’s hard not to know about this window, with all the advertising and mail solicitations that you are likely…
Read MoreCOBRA & Medicare
COBRA & Medicare: What You Need to Know COBRA coverage and Medicare are two perplexing topics on their own. And they can become even more confusing when you are eligible for both COBRA & Medicare at the same time. So what is COBRA exactly? COBRA (The Consolidated Omnibus Budget Reconciliation Act) is a federal law…
Read MoreTypes of Medicare Insurance Plans
Understanding the types of Medicare Plans Many Medicare-eligible individuals choose to add a Medicare insurance plan to help with the medical and prescription costs not covered by Original Medicare (Part A and Part B). There are several types of Medicare insurance plans to choose from and we have included information about the most common below:1.Medicare…
Read MoreMedicare and Working Past 65
Turning 65 and Continuing to Work? Here’s what you need to know… If you are turning 65 and are enrolled in an employer group health plan based on your own or a spouse’s employment, you may be able to delay enrolling in Medicare when first eligible. How to know if you should delay enrolling in…
Read MoreImportant Medicare Enrollment Timelines
There are important timelines when it comes to signing up for Medicare and enrolling in Medicare insurance plans that you need to be aware of. In addition to familiarizing yourself with these timelines, we recommend reaching out to a trusted Medicare advisor at least three (3) months prior to turning 65 to determine your action…
Read MoreAppealing a Higher Part B or Part D Premium
Income Related Monthly Adjustment Amount (IRMAA) article to see the income thresholds and applicable IRMAA charges for Part B and Part D. To determine whether IRMAA charges apply, Medicare defaults to looking at your modified adjusted gross income as reported on your IRS tax return from two years prior. For example, in 2022, they would…
Read MoreHow Do I Sign Up for Medicare?
Your starting place for signing up for Medicare will be the Social Security Administration. Signing up for Medicare means enrolling in Part A and/or Part B, which is also referred to as “Original Medicare”. You can do this in person at your local Social Security Office, online at www.ssa.gov or over the phone. If you…
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